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Personal app

OrçaZen

Personal finance app: expenses, income, credit card bills and subscriptions, with AI statement import and natural-language entries.

It started as a spreadsheet and became a full app, built entirely with Spec-Driven Development: every feature has a spec, work packages and independent review before it lands.

It imports statements and card bills in OFX, CSV or PDF — the AI (Gemini, with retries, model fallback and a circuit breaker) suggests categories, and nothing is saved without confirmation. It also takes natural-language entries and a Telegram bot, projects installment purchases onto future bills and reconciles payments and refunds.

The code is private; happy to show it in a conversation.

Dashboard illustration: income, expense and card bill cards, monthly chart and statement import
Dashboard illustration: income, expense and card bill cards, monthly chart and statement import